How to pay for your nursing home care
The National Association of Nursing Homes (NANH) has recommended that all nursing homes, including those in Australia’s big cities, should have their insurance cover a “cost-of-living adjustment”.
It is part of a wider package of changes that will bring in a $100 million boost to the nursing home industry over four years.NANC president Dr Pauline Keneally said the changes were designed to “encourage” hospitals to cover a greater proportion of the costs of their patients.
She said that would lead to more patients being taken home from hospital after a lengthy stay, and a better quality of care for residents.
“A good nurse is not an expensive nurse, but it is something that nurses and residents can work towards,” Dr Keneal said.
Ms Kenealy said the NANH recommended that nursing homes would be able to offer a $200 cost-of.living adjustment to residents after they left hospital, and that they would have to pay half of that to cover the cost of a nurse’s salary, insurance, living costs, and childcare costs.
The move would not affect those who remained in nursing homes as long as they stayed in the facilities.
However, it would make the average cost of living in a nursing home more affordable.
NANHC CEO Susan McBride said that under the new plan, the average price of a resident’s housing, carer’s salary and other basic needs would be set by the insurer.
She said the average resident would have a $300 annual household income, and the average caregiver would earn about $100,000 a year.
This would be based on the current average cost- of living for Australia.
Currently, a resident can get up to $5,000 in “cost of living” adjustments, while the average family would need to pay $15,000, or $180,000.
“We’re seeing more and more people who are going to the hospital after their carer has been discharged,” Ms McBride told the ABC’s The Pacific.
As the cost-free measures were introduced, the national nurse shortage was still in full swing, with a shortage of 40,000 nurses across Australia.
Dr McBride urged residents to make sure their insurance coverage was up to date.
“In the case of our nursing homes we’re currently seeing the cost and coverage being downgraded,” she said.
“And I think there’s a lot of pressure on people to get a quote from a financial company, or get a new policy.”
I think there are people that are very happy that we’re going to continue to increase the cost base and the amount of people that have access to nursing homes.
“Topics:health,health-policy,nursing,government-and-politics,health,national-security,healthcare-facilities,community-and and-society,community,labor,nurse,healthCare,healthinsurance,healthpolicy,healthy-people,healthprivacy,healths,australiaFirst posted March 01, 2020 06:56:35Contact Anna Marrs